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With rising prices and rising rates, it has become even less affordable to purchase a home. Homeowners taking out a mortgage now will need to. It's hard to get a mortgage nowadays. The lending market is incredibly tight and only borrowers with the best credit are getting the best rates. Low payments now could help you put more money into your retirement fund later on. How to buy a home after retirement. It's possible to get a mortgage after you. Today's mortgage rates. Mortgage rates change every day. If you see a rate that works for you, start your application. Mortgage rates have jumped more than 3% since early , now exceeding 6% for the first time since The pace of home sales has begun to slow in many areas.
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